MEDICAL INSURANCE FOR FOREIGN STUDENTS

NEW LEGISLATION – AUTUMN 2023

 

Due to local legislation changes, medical insurance for foreign nationals can be again arranged with any insurance company in the Czech Republic. You can now choose from a range of options offered by different insurance companies.

 

We understand that buying the insurance online can be stressful. Therefore, we offer our premium service consisting of personal assistance with buying the insurance free of charge. This can help guide you through the process so you can be absolutely sure that your insurance will meet all local legislation standards and will also be accepted by the university.

Two options to choose from:

Full cover

Pojišťovna VZP, a. s. (PVZP)

  • Scope of cover identical to the Czech public healthcare insurance
  • Limit 10 000 000 CZK
  • Once approved, provides cover for events, where obvious indications occurred before signing of the insurance contract, or had to be known to the insured person before signing of the contract
  • The only exclusion is related to pregnancy existing at the moment of entry

Comprehensive cover

Slavia pojišťovna a.s. (Slavia)

  • Scope of cover similar to the Czech public healthcare insurance
  • Limit 10 000 000 CZK
  • Does not cover events, where obvious indications occurred before signing of the insurance contract or had to be known to the insured person before signing of the contract.
  • Other minor exclusions

Most common questions:

Q: Where can I get more details about the scope of cover?

A: European legislation requires the insurer to compile so called IPID (Insurance Product Information Document). Key features, exclusions and administrative procedures are specified in this documents – PVZP IPID / SLAVIA IPID.

Q: Does the insurance only work in the Czech Republic?

A: The comprehensive cover is only in the Czech Republic. However, there is an optional extension which adds urgent and necessary care within the Schengen area.

Q: Will the insurance be accepted by my embassy when applying for a visa?

A: Absolutely! Both options offer comprehensive cover with limits that follow local legislation.

Q: I know which option I want, now what?

A: Contact us to receive a link where you can proceed with buying your insurance online.

Q: When do I get my insurance certificate?

A: The documents will be delivered to your email address automatically after you pay the premium. If you do not receive the documents within 8 hours (good idea is to check your spamfolder as well), please contact us so we can investigate and help you with collecting your documents.

Q: How do I pay the premium?

A: The premium is to be paid using online payment for both options.

Q: How does the insurance work once I arrive in Czech Republic?

A: Once you’re in the Czech Republic and are in a situation when you have to use the insurance, always contact the assistance service of your respektive insurer to discuss your situation beforehand (if possible). They help you with finding the right medical facility and will make sure your visit there goes smoothly. In case of any doubts, feel free to contact Eurovalley at tf@eurovalley.cz .

SUPPORT SERVICE

We understand that buying the insurance online can be stressful. If you feel like you could use a hand, feel free to contact us.

Please contact us for more details: