Health Insurance for Foreign Nationals

Comprehensive health insurance for expatriates and foreign nationals

Your safety net in a new home

Moving to a new country brings exciting opportunities, but also the responsibility of securing your health. The Czech healthcare system is excellent, yet navigating it without public insurance can be costly and complex. We provide insurance solutions that ensure you and your family receive the same standard of care as local citizens, fulfilling all strict legislative obligations.

Key Risks for Foreign Nationals

Legislative Non-compliance

Risk of visa denial or problems with the Foreign Police if the insurance contract does not meet the strict legal standards for "Comprehensive Health Insurance".

High Out-of-Pocket Costs

Even minor medical procedures or hospitalization can result in invoices totaling tens of thousands of CZK if you are uninsured.

Family and Maternity Care

Specific risks related to pregnancy, childbirth, and pediatric care, which require specialized insurance products with higher limits.

Language Barrier

Difficulty communicating with medical staff during an emergency, often leading to misunderstandings or inadequate treatment without assistance services.

Meeting All Residence Permit Requirements

For non-EU citizens residing in the Czech Republic (for business, employment, or family reunification), holding valid commercial health insurance is mandatory unless they fall under the public health insurance system. Our solutions are fully compliant with the Act on the Residence of Foreign Nationals. We guarantee coverage limits of at least EUR 400,000 per event, which is the standard required by the Ministry of the Interior for long-term visas and residence permits.

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Standard of Care Comparable to Public Insurance

We understand that you expect medical care without compromises. The "Comprehensive Health Insurance" we arrange covers not only acute and emergency care but also preventive check-ups, dispensary care, and essential dental procedures. Through our partners' wide network of contracted facilities and nonstop assistance services, we ensure that a language barrier or administrative complexity never stands between you and the medical help you need.