Two options to choose from:
CHOICE OF A SCOPE OF COVER
Still, you have to decide which option/level of cover provided by Pojišťovna VZP a.s. you want to use. Currently there are 3 levels of coverage:
• Basic Medical Insurance
• Comprehensive Medical Insurance PLUS
• Comprehensive Medical Insurance EXCLUSIVE
The options differ in scope of cover as well as the premium. For a long term stay over 3 months, you should always use comprehensive insurance to meet legal requirements.
PRICE OF THE INSURANCE
The price of the insurance depends on a length of the insurance period, and to a lesser extent on optional add-ons to the cover. Generally speaking, a student insurance for the period of 12 months will cost around 17 000 CZK / 700 USD
Most common questions:
Q: Will the insurance be accepted by my embassy when applying for a visa?
A: Absolutely! Pojišťovna VZP is the only insurer legally allowed to provide this type of cover, and the Exclusive cover offers the best scope of cover available. Typically, the insurance period should overlay your visa period.
Q: Where can I get more details about the scope of cover?
A: European legislation requires the insurer to compile so called IPID (Insurance Product Information Document). Key features, exclusions and administrative procedures are specified in this document.
Q: Does the insurance only work in the Czech Republic?
A: The comprehensive cover is only valid in the Czech Republic. However, there is an optional extension which adds urgent and necessary care within the Schengen area.
Q: How do I buy the insurance?
A: The first step is to contact us and we will provide you with a link to the insurers online interface. After you’ve filled all the required information, you can pay the premium online, and will receive the insurance documents to your email address. In case of doubts, feel free to contact us.
Q: And how do I use the insurance?
A: Once you’re in the Czech Republic and are in a situation when you have to use the insurance, always contact the assistance service (use the phone number +420 272 09 99 27 and number of your policy as an id) to discuss your situation beforehand (if possible). They help you with finding the right medical facility and will make sure your visit there goes smoothly.
SUPPORT SERVICE
We understand that buying the insurance online can be stressful. If you feel like you could use a hand, feel free to contact us.
