Agricultural Insurance
Comprehensive protection for modern agricultural businesses and private farmers, covering crops, livestock, machinery, and forests against unpredictable weather and diseases.
Stable harvests and secure livestock farming regardless of natural elements
Agriculture is an "open-air factory" where the success of the entire year is determined by factors beyond your control – extreme drought, hail, African swine fever, or a fire in an expensive combine harvester during harvest. Eurovalley offers solutions for small farmers and agricultural holdings, minimizing the impact of these disasters on your business's finances. Additionally, we can help you utilize state subsidies for insurance (e.g., through PGRLF), making quality protection significantly more affordable.
Why Insure the "Factory Under the Sky"?
Climate Change is a Reality
Extreme weather fluctuations are the new normal. Long periods of drought are followed by torrential rains and hail, which can destroy 100% of a rapeseed or corn harvest just before it's gathered. Insurance acts as a financial cushion, allowing you to survive a bad year and plant for the next.
Risk of Diseases in Large-Scale Livestock Operations
Intensive farming operations are prone to rapid disease spread. Just one animal infected with bird flu or plague can necessitate the culling of the entire herd. In such cases, insurance covers not only the value of the animals but also the costs of sanitation and business interruption.
Insurance Premium Subsidies
The state recognizes the strategic importance of agriculture and, through support funds, contributes to farmers' insurance premium payments (for crops and livestock). With us, you'll get insurance that meets subsidy conditions, meaning the actual cost to you will be a fraction of the listed price.
Examples of Losses We Cover
Hail Before Harvest
A week before harvest, a hailstorm swept through, destroying 80% of the winter wheat crop. The insurance company paid compensation equal to the market price of the expected harvest.
Combine Harvester Fire
During harvest, dust in the engine of an 8 million CZK combine harvester ignited from an overheated bearing. The machine burned to the ground. Thanks to machinery insurance, the farmer received funds to purchase a new machine and was able to complete the harvest.
Ventilation Failure in a Poultry Farm
A power outage on a hot summer day disabled the air conditioning in a broiler house. Thousands of chicks suffocated and overheated. The insurance covered the damage for the deceased animals.
Windstorm in the Forest
A severe storm broke 5 hectares of spruce forest just before felling. The insurance company reimbursed not only the devalued timber but also the additional costs for the challenging processing of the damaged wood.
How Eurovalley can help you
Let's talk about agricultural insurance
Agriculture is an "open-air factory" where the success of the entire year is determined by factors beyond your control – extreme drought, hail, African swine fever, or a fire in an expensive combine harvester during harvest. Eurovalley offers solutions for small farmers and agricultural holdings, minimizing the impact of these disasters on your business's finances. Additionally, we can help you utilize state subsidies for insurance (e.g., through PGRLF), making quality protection significantly more affordable.
