Road Carrier Liability Insurance
Essential coverage for road carriers, protecting transported goods against damage, loss, or theft, in accordance with the CMR Convention and national regulations.
Assurance for every kilometer of your transport
Every carrier is responsible for goods from the moment of their acceptance until delivery to the consignee. Road carrier liability insurance is a fundamental prerequisite for securing transport contracts. Our product is designed to cover obligations arising from the international CMR Convention and national legal regulations, protecting carriers from the financial impact of cargo damage, including risks of theft or damage in an accident.
Terms and Scope of Carrier Protection
CMR Convention vs. Full Value
It's important to know that this insurance covers your legal liability, which is usually limited by the weight of the cargo (SDR). If you're transporting light and expensive electronics, the CMR limit might not be enough to cover the full damage. For such cases, we recommend additional insurance under Article 29 of the CMR (gross negligence), which protects the carrier even when the convention's limit is exceeded.
Theft and Parking
One of the most common risks is cargo theft. Insurance terms emphasize vehicle security and parking procedures. We'll help you set up a contract that aligns with your drivers' real-world options (e.g., parking in secured lots vs. at gas stations) to prevent claim reductions.
Legal Assistance Abroad
An accident abroad often means not only damage to cargo but also confrontation with local police and legal systems. Quality insurance includes assistance and legal protection to help you resolve disputes over fault and compensation directly in the country concerned.
Examples of Real-Life Events This Insurance Covers
Truck Accident
The vehicle skidded on an icy road and overturned. The insurer covered the damaged cargo and road cleanup costs according to CMR limits.
Theft at a Rest Stop
Thieves cut open the trailer's tarpaulin at night and stole some pallets of goods. The driver was sleeping in the cabin and met the parking conditions – the damage was reimbursed.
Damage During Loading
During loading assistance, the driver improperly secured the goods, which shifted and were damaged during transit. Carrier liability insurance covers this damage.
Stowaways in the Trailer
Migrants entered the trailer and spoiled a cargo of food, which had to be hygienically disposed of. The insurer covered the damage to the goods.
How Eurovalley can help you
Let's Talk About Carrier Insurance
Every carrier is responsible for goods from the moment of their acceptance until delivery to the consignee. Road carrier liability insurance is a fundamental prerequisite for securing transport contracts. Our product is designed to cover obligations arising from the international CMR Convention and national legal regulations, protecting carriers from the financial impact of cargo damage, including risks of theft or damage in an accident.
