Winter Tires and Their Impact on Insurance: What You Risk from November 1, 2024?
With the onset of winter, an important obligation arises for drivers. From November 1st, vehicles must have winter tires if roads are covered with snow, ice, or black ice, or if such conditions can be anticipated. Neglecting this obligation can have serious consequences, not only for your safety but also in terms of insurance.
Winter Tires and Their Impact on Insurance
If you cause a traffic accident during winter and your vehicle does not have winter tires, you are operating the vehicle in violation of legal regulations. While the insurance company will cover the damage to the injured party, it will then assert a right of recourse. This means it will demand the money backthat it paid out for damages caused by the accident.
In other words, the insurance company will fulfill its obligation to the injured party, but due to your neglect of duty, you will have to pay the entire disbursed amount back to the insurance company out of your own pocket. The amount of such damages can reach tens or even hundreds of thousands of Czech crowns, depending on the extent of the damage caused.
We recommend, not only for safety but also financially:
Switch to winter tires on time.
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