Investor Insurance

Insurance for construction projects and development ventures

Solid foundations for your investments

A construction project is a living organism, exposed for months to weather conditions, technical failures, and human error. From the first excavation to final approval, we protect your capital from unpredictable events that could jeopardize the completion deadline or increase the overall cost of construction.

Key investor risks

Construction and Erection Damages (CAR/EAR)

Damage to the work under construction caused by natural disaster, theft, vandalism, or falling objects.

Investor's Liability

Damage to the health and property of third parties arising from construction activities on the site.

Loss of Profit Due to Delay (ALOP)

Financial losses for the investor if the project's commissioning is delayed due to an insured event.

Damages During the Warranty Period

Defects and damages that become apparent only after the handover of the work during the warranty period.

Protection of Development Projects

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Construction All Risks / Erection All Risks (CAR/EAR) Insurance

The basis of investor protection is Construction All Risks / Erection All Risks insurance. This "all-risk" insurance covers damage to the work itself caused by natural disaster, theft, vandalism, falling objects, or worker negligence. It applies to materials, structures, and technology on the construction site.

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Loss of Profit and Liability

For an investor, time is often more critical than the material damage itself. That's why we offer Investor's Loss of Profit (ALOP/DSU) insurance, which compensates for financial losses (e.g., rent) if project commissioning is delayed due to an insured event. Our offering also includes liability insurance for damages caused to third parties during construction.