Employee Travel Insurance
Professional protection for employees on business trips, featuring high coverage limits and a setup that includes occupational risks and manual labor.
Fulfilling employer responsibilities and ensuring peace of mind for business travel
Sending employees abroad entails responsibilities for employers that standard tourist insurance or credit card insurance often doesn't cover. Eurovalley's corporate travel insurance is designed to protect both the company and its employees in real-world situations – from injuries during manual labor and the loss of expensive company equipment to legal protection abroad. We offer flexible framework agreements that eliminate the need to report each trip separately, saving you administrative hassle.
Why Opt for a Framework Agreement for Travel Insurance?
Administrative Simplicity
For companies with frequent business trips, a group (or master) policy is the most beneficial. You won't need to insure each employee individually before every trip. The system operates automatically, either based on the total number of travel days per year or a named list, saving time for both your HR and accounting departments.
Duty of Care
As an employer, you have a legal obligation to ensure the safety of your employees. If an incident occurs abroad and the insurance coverage is inadequate, the company will bear the costs. A robust insurance program transfers this risk to the insurer, protecting your company's cash flow from unexpected expenses that could amount to millions.
Professional Assistance Services
This includes premium assistance that, beyond medical help, also addresses legal issues, interpretation services, alternative transportation, or dispatching a replacement worker if the original employee is hospitalized.
Real-life Scenarios from Business Trips
Injury at an Overseas Construction Site
A technician sent to install a production line in Germany fell and severely injured his spine. Standard insurance would have rejected the claim due to "manual labor." However, the company's policy covered the operation, hospitalization, and specialized transport back to the Czech Republic.
Damage to Hotel Property
A sales representative accidentally caused a fire in a hotel room by leaving a cigarette butt. The damage to hotel property amounted to 20,000 EUR. Liability insurance covered all costs, so the company didn't have to pay anything.
Conference Cancellation
The company director fell ill the day before flying to a key conference in Dubai. The flight ticket and accommodation cost 80,000 CZK. Cancellation insurance compensated these costs.
Loss of Presentation Samples
During transport to a trade fair, a suitcase containing expensive product prototypes and a company tablet was lost. The insurance company reimbursed the costs of replacing the equipment.
How Eurovalley can help you
Let's discuss business travel insurance
Sending employees abroad entails responsibilities for employers that standard tourist insurance or credit card insurance often doesn't cover. Eurovalley's corporate travel insurance is designed to protect both the company and its employees in real-world situations – from injuries during manual labor and the loss of expensive company equipment to legal protection abroad. We offer flexible framework agreements that eliminate the need to report each trip separately, saving you administrative hassle.
