Property Insurance
Comprehensive protection for your buildings, production halls, and commercial premises against natural disasters, technical failures, and vandalism, ensuring funds for rapid restoration.
A solid foundation for your business, regardless of external influences.
Real estate often represents the most significant asset on a company's balance sheet, and for leased properties, it is also a key source of income. Damage or destruction of such assets not only means a material loss but often leads to long-term operational disruption. We design insurance programs that reflect the real replacement value of buildings and cover a wide range of risks, from classic natural events to specific technical failures or terrorism, thereby guaranteeing the stability of your business.
Detailed overview of insurance scope and parameters
Correct Sum Insured Settings
The key to effective insurance is determining the correct sum insured, which corresponds to the cost of replacing the property at a given time and location (new for old basis). This protects you from the risk of underinsurance, which would prevent the building from being restored to its original condition in the event of a total loss.
Specific and Additional Risks
We extend standard packages to cover risks relevant to your location and type of operation. This includes, for example, insurance for snow load on hall roofs, water damage from burst pipes, vehicle impact with a building, or specialized coverage for terrorism or vandalism.
Assistance and Damage Minimization
A quality insurance program also includes covering the costs of debris removal, demolition of remnants of a destroyed structure, and temporary repairs to prevent further damage. It also includes advice on securing the property.
Examples of real-world events this insurance covers
Fire in a production hall
A short circuit in the electrical installation caused an extensive fire. The insurance will cover the complete reconstruction of the hall and the replacement of damaged technologies permanently affixed to the building.
Flooding of an administrative building
A burst water pipe flooded several floors of offices over the weekend. We will cover the drying of walls, and repairs to floors, ceilings, and paintwork.
Gale and roof damage
Strong winds tore off part of the warehouse roof covering, and subsequent rain damaged the structure. The insurance will cover roof repair and remediation of water ingress.
Graffiti on the facade
The newly renovated facade of the company headquarters was damaged by graffiti vandals overnight. The insurance company will cover the costs of professional cleaning and repainting.
How Eurovalley can help you
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Let's talk about property insurance
Real estate often represents the most significant asset on a company's balance sheet, and for leased properties, it is also a key source of income. Damage or destruction of such assets not only means a material loss but often leads to long-term operational disruption. We design insurance programs that reflect the real replacement value of buildings and cover a wide range of risks, from classic natural events to specific technical failures or terrorism, thereby guaranteeing the stability of your business.
