Vehicle insurance
Comprehensive protection for corporate fleets and private cars, combining mandatory third-party liability with extended coverage for own damage and assistance services.
Peace of mind on every mile for owners and fleet managers
Operating motor vehicles is a risky activity where a single second of inattention can lead to millions in damages. Eurovalley offers tailored solutions, whether you need to insure a single family car or manage an extensive fleet. Our offering isn't just based on basic "third-party liability" but on a smart combination of risks to ensure you're covered for everything from collisions with animals, hail, theft, or legal disputes after an accident abroad. For businesses, we can also optimize costs through fleet insurance with centralized management.
Why choose comprehensive insurance?
When mandatory coverage isn't enough
Many drivers rely solely on mandatory liability insurance. However, this doesn't cover situations where an unknown vandal scratches your car in a parking lot, a branch falls on it during a storm, or a deer runs into your path. Comprehensive insurance fills this gap, protecting your assets, not just those of others.
Fleet benefits for businesses
For businesses with multiple vehicles (starting from 5 cars), managing individual policies can be a nightmare. Fleet insurance unifies all vehicles under a single master policy, leading to significantly lower premiums, simpler administration, and easier claims reporting.
Driver legal protection
Traffic accidents often result in disputes over fault, especially abroad. Our package can include legal protection insurance, which covers the costs of a lawyer, interpreter, and expert to defend you in administrative or criminal proceedings following an accident.
Situations we can resolve for you
Total loss of a new vehicle
A three-month-old company car was stolen. The insurance company only paid out the market value, which had dropped by 20% in the meantime. Thanks to GAP insurance, we covered the difference, allowing the client to purchase an identical new car without any additional payment.
Collision with wild animals
While driving at night, a wild boar ran into the road. The damage to the front of the car amounted to CZK 80,000. Because the client had additional insurance for collision with wild animals, the repair was covered by the policy and did not affect their no-claims bonus on comprehensive insurance.
Accident abroad
A truck driver had an accident in France that was not his fault, but local police tried to assign blame to him. The assistance service provided interpretation, and the legal department helped prove his innocence, thereby saving the company from a fine.
Cracked windshield
A stone from an oncoming car cracked the windshield. Replacing it on a modern car with sensors cost CZK 25,000. Thanks to additional glass insurance, the replacement was covered without a deductible and without affecting the premium for the following year.
How Eurovalley can help you
The difference between replacement cost and actual cash value in insurance
In the next video, Key Account Manager Bc. Lukáš Finda explains the difference between replacement cost and actual cash value in insurance, and why this difference fundamentally impacts the amount of the insurance payout.
Let's talk about vehicle insurance
Operating motor vehicles is a risky activity where a single second of inattention can lead to millions in damages. Eurovalley offers tailored solutions, whether you need to insure a single family car or manage an extensive fleet. Our offering isn't just based on basic "third-party liability" but on a smart combination of risks to ensure you're covered for everything from collisions with animals, hail, theft, or legal disputes after an accident abroad. For businesses, we can also optimize costs through fleet insurance with centralized management.
