Corporate Insurance: How to save up to 20% annually and reduce turnover through satisfied employees

Is your company comfortable overpaying millions in insurance premiums?

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If you are a large company with thousands of employees, you are likely paying millions annually in insurance premiums (unless you are already an Eurovalley client). A significant portion of this amount consists of employee insurance.

You are likely following the standard path: as an employer, you offer your staff insurance solutions against potential damages to the company. You are therefore using a pillar product with clearly defined, yet not particularly favorable, terms.

The entire insurance system is set up this way. For example?

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The loss ratio works against you

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The ratio between the premium amount and the paid-out claims is expressed as the loss ratio, which increases with the number of claims paid. Once it exceeds approximately 50%, the insurer's costs reach the threshold of profitability.

And let's be clear: Insurance companies are not charities. They also want and need to make a profit.

In this situation, the insurer has several options. The first is to increase the deductible. The second commonly used option is reduce insured risks, so that there are fewer claims and you continue to pay the same price for insurance (but not for claims handling!).

The third option is that the insurer simply raises the insurance premium. And by then, it is usually too late to negotiate.

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Consolidating insurance saves money for everyone involved

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At Eurovalley, we offer you an open fleet of insurance products. Tailored individually and under terms that stabilize your company's insurance costs. From day one, you will gain the following benefits:

• Stable insurance pricing: Premium increases and other changes occur much less frequently than you might be used to.
  
• Up to a 20% discount on premiums, which for companies with hundreds or thousands of employees represents savings in the tens of millions per year.
  
• Employees can save thousands per year on insurance – we can simply offer them better insurance terms. And don't worry, it won't add any administrative burden to your company: our call center team will reach out to your employees and schedule individual consultations with each of them.
  
• Reduce turnover of dissatisfied employees (you’ll show them that you care about them and their families – at a time when everything is getting more expensive, you’ll be offering them financial relief).

The beauty of combining corporate insurance with employee insurance is that it’s truly beneficial for everyone.

Better insurance is within reach – just take the first step
After we discuss your company's situation and goals, we at Eurovalley will create a unique (and highly advantageous) solution for your company and your employees.

We will present the benefits of the solution to your employees in a presentation that can be posted on your company website and intranet, along with contact details for our insurance partner. Employees can then schedule a meeting or call with our staff themselves and handle their insurance independently.

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We understand that the idea of combining corporate and employee insurance might be new to you. We would be happy to answer any questions or clarify any uncertainties during a personal meeting – so please don't hesitate to contact us for a no-obligation consultation by clicking the button here.

It will be the first step toward more advantageous and generous insurance of your company and its employees.

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So why put it off?

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