Articles and studies

In the next episode of Eurovalley TV, Key Account Manager Jiří Vřešťál summarizes important information regarding the amendment to the mandatory liability insurance law. If you're still unclear on this topic, you'll learn all the key details in a short video.

According to current data, over 65% of insured properties in the Czech Republic are underinsured, meaning that the insured amounts do not reflect the true value of the assets. This situation is alarming because, in the event of an insured incident, it can lead to significant financial loss for the property owner.

Paintings, sculptures, antiques, as well as modern installations or collector's editions – art can hold immeasurable financial, historical, and emotional value. And just like any other valuable asset, artworks deserve adequate protection.

In this year's video series, we asked our employees what Eurovalley means to them. Next to answer was Sales Director Ing. Luděk Peter, MBA.

Just a few years ago, it was common for companies to have property insurance limits that comfortably covered their entire production hall, technology, and business interruption. Today? For the same price, they get lower coverage, higher deductibles, and more exclusions. What has changed – and how should we react?

It's a paradox – companies invest millions in development, marketing, and human resources, but when it comes to protection against one of today's biggest risks – a cyberattack – they often struggle. Yet, cyber insurance can be the deciding factor in whether a company survives an attack or is brought to its knees.

Global supply chain risks pose a significant challenge for the insurance industry. The main problem arises when supplier insurance does not cover intangible damages in the event of an operational interruption.

Up to 70% of insured properties in the Czech Republic are currently underinsured – and this doesn't just apply to households. The problem is increasingly common with commercial buildings too. Offices, operations, warehouses, halls – their value is growing significantly, but insurance policies often remain unchanged.

In this year's video series, we asked our employees what Eurovalley means to them. Next to answer was Key Account Manager Ing. Jiří Vřešťál.

This modern insurance product offers an innovative alternative to traditional deposit systems in residential housing and also replaces bank guarantees or cash collateral in commercial leases.