Articles and studies

It will come as no surprise that the war in Ukraine significantly influenced the rise in cyberattacks. In our country, the spread of disinformation, malware, and phishing campaigns increased over the past year.

The year 2023 will bring significant changes in the field of industrial insurance. A fundamental problem now and in the future will be a reduced supply of insurer capacity for covering larger risks. This applies particularly, but not exclusively, to the energy sector.

Even though we recently wrote about underinsurance, it's worth looking at the whole issue from another angle.

The advent of rooftop photovoltaic power plants and the obligation to install them on every new building from 2029 brings with it a number of challenges.

Underinsurance is one of the most common scenarios where an insurance company reduces the payout of an insurance claim.

Health insurance for foreigners is a product designed to ensure that citizens of foreign countries residing long-term in the Czech Republic have access to full healthcare.

Damage to vehicle glass is one of the most common types of vehicle damage. Glass insurance is therefore the most frequent add-on to compulsory liability insurance, as it takes very little to damage glass.

Legislative changes and older, unrevised insurance policies are a common Achilles' heel in municipal insurance.

The primary causes of damage in industrial enterprises are fires, explosions, and natural phenomena. These damages thus also reflect the critical risks in the industrial sector.

In the next installment of our series, Sales Director Luděk Peter discussed the topic of risk layering and explained when this model is appropriate for clients.