Captive Insurance

Proprietary insurance solutions for corporate groups

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Take control of your risk

For large industrial groups and holdings, commercial insurance is no longer just a service purchase; it becomes a matter of strategic capital management. A captive insurance company allows you to insure your own risks "in-house," keep premiums within the group, and gain direct access to the international reinsurance market.

Benefits and risks of captive insurance

01

Capital intensity

The necessity to tie up own capital for the establishment and operation of a captive insurance company and to meet regulatory requirements.

02

Regulatory risks (Solvency II)

Obligation to comply with strict solvency and reporting rules, similar to commercial insurance companies.

03

Risk concentration

The danger of accumulating losses within the own group without sufficient risk diversification to the external market.

04

Administrative burden

High costs for administration, actuarial services, and compliance of the own insurance entity.

05

06

Strategic risk management

Cost and cash flow optimization

Establishing a captive insurance company makes sense where the commercial market offers expensive or insufficient coverage. It allows you to accumulate loss reserves in a tax-efficient environment and profit from a favorable claims history, instead of handing over profits to a commercial insurer.

Regulatory governance and compliance

Operating your own insurance company requires meeting stringent solvency (Solvency II) and reporting requirements. Eurovalley provides comprehensive consulting, from feasibility studies and licensing to ongoing captive management, actuarial services, and compliance, so you can reap the benefits without the administrative burden.

Let's talk about captive insurance

For large industrial groups and holdings, commercial insurance is no longer just a service purchase; it becomes a matter of strategic capital management. A captive insurance company allows you to insure your own risks "in-house," keep premiums within the group, and gain direct access to the international reinsurance market.

Professional and smiling team of Eurovalley specialists in joint working consultation.