Cities and Municipalities
Insurance for local governments and municipal property
A stable partner for public administration
Managing a municipality means caring for a diverse portfolio of assets – from historic town halls, schools, and sidewalks to technical services. As a mayor or secretary, you need to be sure that an unexpected event won't derail the municipal budget. Our programs consolidate all risks into one clear contract with advantageous public tender conditions.
Protection of municipal property and liability
Property and natural disaster risks
The foundation is insurance for municipal property against natural disasters (flood, storm, fire) and vandalism. We place special emphasis on correctly setting insurance amounts, so that in the event of total damage (e.g., a school burning down), the payout is sufficient to build a new building at current prices, not just its book residual value.
Municipal liability towards citizens
The municipality is responsible for safety on its public land and roads. We handle dozens of cases annually – from falls on icy pavements to vehicle damage from potholes, and even fallen trees in parks. General liability insurance protects the municipal budget from these claims and ensures fair compensation for citizens.
How Eurovalley can help you
The difference between replacement cost and actual cash value in insurance
In the next video, Key Account Manager Bc. Lukáš Finda explains the difference between replacement cost and actual cash value in insurance, and why this difference fundamentally impacts the amount of the insurance payout.
Let's talk about municipal insurance
Managing a municipality means caring for a diverse portfolio of assets – from historic town halls, schools, and sidewalks to technical services. As a mayor or secretary, you need to be sure that an unexpected event won't derail the municipal budget. Our programs consolidate all risks into one clear contract with advantageous public tender conditions.
