Commercial and administrative centers

Commercial real estate and shopping center insurance

Eskalátory v moderním interiéru.

A safe space for business and shopping

Commercial centers and administrative buildings are places with a high concentration of people and assets. As an operator, you must address not only the protection of the building itself, but primarily the safety of visitors and the continuity of tenant operations. A loss of rental income if the center is closed can be fatal for the owner's cash flow.

Risks of Commercial Centers

01

Operator's Liability

Injuries to visitors in the center's passages, garages, and common areas.

02

Terrorism and Violent Acts

Risks associated with a concentration of people – threat of attack, evacuation, and subsequent business interruption.

03

Business Interruption of the Center

Closure of the center due to technical reasons (e.g., a fire in one unit), which stops the flow of rent.

04

Liability for items brought in

Damage to vehicles in parking lots or items left in cloakrooms (if operated by the center).

05

06

Risk Management for Commercial Centers

Business Interruption and Loss of Rent

If the center has to be closed (e.g., due to a fire in one unit that fills the passage with smoke), a huge loss of rent occurs. Business interruption insurance (Loss of Rent) compensates for these losses and allows the owner to meet obligations to the financing bank even during downtime.

Operator's Liability

Thousands of people pass through your premises daily. A slip on a wet floor, an object falling from a height, or an escalator malfunction – these are all risks for which you, as the operator, are responsible. We set high liability limits that cover mass damages or claims with an international element involving foreign visitors.

Let's talk about shopping center insurance

Commercial centers and administrative buildings are places with a high concentration of people and assets. As an operator, you must address not only the protection of the building itself, but primarily the safety of visitors and the continuity of tenant operations. A loss of rental income if the center is closed can be fatal for the owner's cash flow.

Professional and smiling team of Eurovalley specialists in joint working consultation.