Trade Credit

Trade Credit and Accounts Receivable Insurance

Dokumenty napíchnuté na kancelářském bodci.

Sell with confidence of payment

An issued invoice doesn't automatically mean money in your account. In uncertain economic times, the risk of your customer not paying due to insolvency or unwillingness to pay increases. Accounts receivable insurance gives you the certainty that you will be paid for your goods or services, even if your business partner goes bankrupt.

Trade Risks

01

Unpaid Invoices

Cash flow disruption caused by the buyer's insolvency or unwillingness to pay their obligations.

02

Buyer Insolvency

Financial losses in case a business partner declares bankruptcy or enters reorganization.

03

Political Risks (Export)

Inability to collect foreign receivables due to war, embargo, or changes in foreign exchange regulations.

04

Secondary Insolvency

Threat to the company's own existence due to the domino effect of unpaid receivables.

05

06

Credit Risk Management

Coverage of Commercial and Political Risks

Trade Credit insurance protects your cash flow from payment disruptions in both domestic and international markets. It covers the risk of insolvency (bankruptcy, settlement) as well as unwillingness to pay (so-called protracted default). For exports, it also covers political risks (war, prohibition of currency transfer, cancellation of import licenses).

Assessing Customer Creditworthiness

A major added value is prevention. The insurer continuously monitors the financial health of your customers and sets credit limits. It acts as your external credit risk management department, warning you in time before trading with risky entities.

Let's talk about Trade Credit insurance

An issued invoice doesn't automatically mean money in your account. In uncertain economic times, the risk of your customer not paying due to insolvency or unwillingness to pay increases. Accounts receivable insurance gives you the certainty that you will be paid for your goods or services, even if your business partner goes bankrupt.

Professional and smiling team of Eurovalley specialists in joint working consultation.