Health Insurance for Foreigners – Changes and Updates
The healthcare insurance monopoly for foreigners, introduced two years ago, is finally ending in the Czech Republic. This situation was criticized by the general public, including ministers, politicians, and insurance companies. The monopoly meant that foreigners were obliged to purchase their health insurance exclusively from Pojišťovna VZP, a.s., a subsidiary of the General Health Insurance Company.
Obligation of foreigners regarding health insurance
Foreigners residing in the Czech Republic for more than 90 days are required to obtain health insurance. This obligation applies to citizens of so-called "third countries," which include states outside the European Union and Switzerland (who fall under the European health insurance system). This insurance covers common healthcare needs, including flu treatment or acute surgical procedures.
Foreigners can now once again choose which Czech insurance company they wish to be insured with. However, it is important to pay attention to the scope of coverage offered by the respective insurance company. There are several levels of health insurance for foreigners. Typically, insurance will be offered as basic, extended, or exclusive, and the price will vary accordingly. The insurance must provide comprehensive care and meet the requirements set out in Act No. 326/1999 Coll., on the Residence of Foreigners in the Czech Republic.
Assistance with arranging mandatory insurance
We understand that purchasing insurance can be stressful. That's why we offer our premium services, including personal assistance with insurance acquisition, free of charge. This will help guide you through the entire process, ensuring you can be absolutely certain that your insurance meets all local legislative standards and will be accepted by Czech universities. Simply contact our insurance manager for foreigners, Tomáš Fendrich: tf@eurovalley.cz or by phone at: +420 739 605 110.
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