Credit Insurance
Comprehensive protection for your business relationships against the risk of unpaid invoices, ensuring cash flow stability and enabling secure growth in both domestic and international markets.
Security for your business relationships and prevention of secondary insolvency
Supplying goods or services on credit is standard practice today, but it carries the risk of not getting paid for your work. Whether it's customer insolvency or a simple "unwillingness" to pay, a shortfall in revenue can threaten even a healthy company. Eurovalley's trade credit insurance is not just about compensation for damages; it's a risk management tool. It includes assessing the creditworthiness of your partners, monitoring their stability, and in case of problems, it takes over the burden of debt collection so you can focus on business development.
Why not rely solely on "good faith"?
Prevention is cheaper than loss
The purpose of insurance is not just to wait for a disaster, but to prevent it. By continuously monitoring customer creditworthiness and setting credit limits, you can identify risky transactions before goods leave your warehouse.
Expand into new markets without worries
Finding new customers, especially abroad, is always a gamble. With credit insurance, you reduce the risk of entering an unknown environment. You have access to a database of information and the assurance that even if a foreign partner goes bankrupt, you won't lose your money.
Tailored solutions for your company
Every company is different. Credit insurance is always customized – it is primarily designed for companies with a turnover exceeding 20 million CZK. Eurovalley specialists analyze your customer portfolio and propose a coverage structure that matches your real business needs.
Real-world examples where insurance saves a company
Bankruptcy of a key customer
Your long-standing customer unexpectedly went into insolvency and owes you millions. The insurance company will pay out (usually 85–90% of the invoice value), preventing you from facing severe financial difficulties.
Enforcement proceedings and secondary inability to pay
A customer has entered enforcement proceedings and lacks the funds to pay your invoices, even though they would like to pay (secondary inability to pay). Insurance also covers this shortfall and compensates you for the loss.
Non-payment from abroad
You delivered goods to Germany, but the customer stopped communicating and didn't pay the invoice. Instead of costly international litigation, you hand the matter over to the insurance company, which will handle the collection and then pay out the insurance payout.
Protection against a chain reaction
One of your customers didn't pay, which would normally mean you wouldn't have funds for salaries or materials. Thanks to the insurance payout, you can keep your operations running without the need for expensive loans.
How Eurovalley can help you
Let's talk about credit insurance
Supplying goods or services on credit is standard practice today, but it carries the risk of not getting paid for your work. Whether it's customer insolvency or a simple "unwillingness" to pay, a shortfall in revenue can threaten even a healthy company. Eurovalley's trade credit insurance is not just about compensation for damages; it's a risk management tool. It includes assessing the creditworthiness of your partners, monitoring their stability, and in case of problems, it takes over the burden of debt collection so you can focus on business development.
