Employee Insurance and Company Benefits
A modern employee benefits system that combines tax-efficient retirement savings with premium health and safety care for your people.
Team motivation and health care that pays off for your company
In the competition for quality employees, salary alone is no longer the deciding factor. Candidates are looking for security and care. Eurovalley will help you put together a benefits package that offers real value – from pension and life insurance contributions, which are tax-deductible expenses for the company, to exclusive health programs that ensure your people don't spend time waiting in doctor's offices. These products not only increase employee loyalty but, thanks to bulk "fleet" contracts, are significantly cheaper and administratively simpler than individual solutions.
Why Invest in Employee Health and Future?
Tax Optimization for Both Parties
Contributions to pension and life insurance are one of the most effective ways to reward employees. For employers, they are a tax-deductible expense (exempt from social and health insurance contributions up to 50,000 CZK per employee annually). Employees also do not pay income tax or deductions on this contribution, meaning they effectively receive more money than with a simple salary increase.
Health: A Priority and a Cost Saver
Group health insurance is not just a benefit; it's an investment in productivity. Preventive programs and early detection of serious illnesses (such as cancer) reduce sickness rates and long-term absences of key employees. Employees will also appreciate the broader scope and more frequent examinations compared to public healthcare.
The Power of a Group Policy
Insuring a group is always more cost-effective than insuring individuals. With group risk and accident insurance, you effectively 'spread' the risk. This often means the insurer doesn't require health questionnaires and will accept employees with pre-existing conditions who might otherwise be uninsurable or face significant premium surcharges if seeking individual coverage.
How Benefits Work in Practice
Effective Salary Boost
A company wants to give employees an extra 2000 CZK per month. Instead of adding it to their salary (where the state would take approximately 40% in contributions and taxes), the company contributes it to supplementary pension insurance. The employee receives the full 2000 CZK into their account, and the company saves on social security contributions.
Faster Return to Work
A key programmer was experiencing chronic health issues and would have faced a 3-month wait for a specialist appointment. Thanks to the company's health insurance, he secured an appointment within a week, his problem was resolved, and his sick leave was minimal.
Family Security in Times of Tragedy
An employee tragically died in a car accident on his way home from work. Group life insurance paid his family double his annual salary, helping them navigate this difficult period without immediate financial collapse.
Injury at a Teambuilding Event
During a company event, several colleagues broke their legs playing sports. Group accident insurance paid them daily compensation for their recovery period and for pain and suffering, without the need to investigate whether it was a work-related injury.
How Eurovalley can help you
Let's talk about employee benefits
In the competition for quality employees, salary alone is no longer the deciding factor. Candidates are looking for security and care. Eurovalley will help you put together a benefits package that offers real value – from pension and life insurance contributions, which are tax-deductible expenses for the company, to exclusive health programs that ensure your people don't spend time waiting in doctor's offices. These products not only increase employee loyalty but, thanks to bulk "fleet" contracts, are significantly cheaper and administratively simpler than individual solutions.
