According to brokerage services
- Determination of risk and its evaluation (processing of risk report)
- Preparation of the insurance program concept
- Selection of suitable partners for the insurance program
- Updating the insurance program during insurance
- Settlement of claims
- Counseling and education
1) Risk management
Risks affect any human activity. Risk management is a way how to identify and recognize these risks, evaluate and manage them so that your business will prosper in the long term. Eurovalley will help you to pursue your growth strategy, help you manage risk, or lead risk and follow-up insurance. An integral part is also the preparation of a plan for prevention of damage and continuity of production or operation of the company.
Eurovalley has its own team of experienced risk engineers. It uses international experience, methods and standards that go beyond Czech standards and thus establish rules for the functioning of TQM systems in all their forms.
Risk analysis
Risk engineers Eurovalley carefully identifies the risks that affect your business. It performs physical risk inspections of selected locations and carefully assesses your risks in the areas of:
- property risks
- Risk of disruption
- risks of liability
- the risk of environmental damage
- etc.
Services
- Risk inspections
- recommendations for specific risk reduction measures resulting from risk inspections
- audit of existing security
- business continuity and emergency plans
- an individualized risk catalog, including preventive and remedial measures
- Risk management training
Value added
- Tailor-made insurance coverage at an optimal price
- long-term partnership - updating risk information, working together to reduce your claims
- lower claims - better insurance conditions according to your needs and lower costs
- prevention, advice and consultancy in the field of management and reduction of insurable and uninsurable risks
- the quality, professionalism and expertise of risk engineers at Eurovalley
- Saves security costs
Please feel free to contact us whenever you encounter a problem with operational or safety risks.
2) Preparation of the insurance program concept
The concept of the insurance program is based on the findings and conclusions of the risk inspections and is continuously linked to the company's philosophy in the area of risk prevention and operational safety. Eurovalley specialists prepare each insurance program tailored to the requirements and needs of a particular client. For specific risks or industries, the company's specialists are able to take advantage of comparing insurance ranges of comparable companies operating anywhere in the world. Based on the information obtained, an insurance program can be prepared with appropriate insurance limits and levels of deductibles responding to individual client needs.
3) Selection of suitable partners for the insurance program and insurance leader
Placement insurance is an integral part of Eurovelley's services, which is offered together with the recommended hedge panel scheme. Any underwriting of insurance risk with an insurer or reinsurer is realistic not only on the basis of quality risk information, but also on the basis of the rating of individual insurers or reinsurers. Rating not only determines the capital adequacy of individual partners, but subsequent servicing, claims settlement, level and stability of obligatory reinsurance, etc. Based on this information, which our company constantly evaluates, it is then possible to recommend a suitable partner from the ranks of insurance or reinsurance clients to the client.
4) Administration and updating of the insurance program
Eurovalley specialists tailor each insurance program based on an analysis of the risks, requirements and needs of a particular client. When drawing up the insurance program we pay particular attention to:
- taking into account the individual needs and requirements of the client
- Correct risk analysis and presentation in order to get the best price offer for the client
- the quality of the coverage, including the determination of the corresponding sums insured and the appropriate deductibles
- enforcement of above-standard contractual arrangements in favor of the client
- Submission of variant insurance offers
Comprehensive management, available 24 hours a day, 365 days a year, includes:
- implementation of an insurance program at your chosen insurance company
- liquidation of damages
- regular updating of insurance contracts and ensuring their renewal
- evaluation of insurance conditions, implementation of selection procedure for insurance companies
- training and seminars
- elaboration of methodological procedures for effective insurance management and claims settlement
- assessing the quality and scope of insurance contracts of suppliers and customers
- information on insurance market news, legislative changes
Eurovalley services are based on personal relationships with your company, enabling you to meet your daily needs and solve current problems.
We will be pleased to provide you with more information about the scope of services provided.
Eurovalley uses its own information system, which allows to effectively manage all client data and insurance. With online access to information, up-to-date information is always available to Eurovalley staff on:
- insurance contracts
- damage
- communication regarding the client's insurance
- partner insurance companies, etc.
The information system is continually maintained and improved by colleagues from its own development department.
Eurovalley clients can work with this information through a web extranet. It gives them access to all important information about their insurance, such as:
- overview of insurance contracts
- contacts to members of the Eurovalley Insurance Management Team
- information about the premium due date
- information on the development of claims
- possibility to report claims
- statistical overviews (eg damage, fleet information), etc.
The extranet also includes information on insurance legislation, insurance conditions of individual insurers and interesting information from the market.
Of course, all our technologies are focused on maximum security, which is guaranteed by above-standard measures used by reputable financial institutions.
5) Settlement of damages
Damage management services are an integral and important part of Eurovalley's activities. A team of experts handles hundreds of cases per year. It stands on your side at all times. Thanks to our extensive experience and background, our specialists help to solve industrial accidents, complex liability cases and common damages.
If damage occurs, you can rest assured that Eurovalley will actively take over all negotiations with the insurance company. He will deal with the damage in your interest until all the justified claims are settled. Immediately after reporting the damage, Eurovalley staff will begin to manage the entire claim settlement process. They coordinate the activities of insurers, experts and other parties leading to the fulfillment of all obligations towards you.
An individual approach ensures that we can agree with you on how to deal with damage according to your wishes and needs.
Through the extranet you can monitor the progress of your claim and detailed information at any time. With a simple online form, you can easily and quickly report new damage.
6) Counseling and education
The provision of insurance advisory services draws on the knowledge and experience of many different disciplines. Thanks to the partnership of Eurovalla with the best specialists in various areas of insurance (reinsurance, risk management, etc.) and outside the field (legislation, education, marketing, technical fields, etc.), the best experts are at your disposal.
Eurovalley provides consultancy services in the following areas:
- new types of insurance
- information from the insurance market
- dealing with damage
- Determining the maximum possible investment-related damage
- assessment of the level of insurance of supply companies
- Securing property against unwanted persons
- legislation
- crisis public relations
An essential part of insurance services is also work with information. Analyzes of insured events, accidents and causes of insured events serve as useful feedback in relation to the concluded insurance coverage and at the same time play an irreplaceable role in terms of the qualitative development of your insurance.
We will be pleased to provide you with more information about the scope of the consultancy provided.
Our services include the creation and implementation of educational programs focusing on insurance, reinsurance and risk management. An integral part of our services is also methodological support and creation of manuals aimed at acquainting the responsible persons of your company with the newly agreed insurance program and the procedures in the event of an insured event.
Educational programs focus mainly on the following topics:
- risk management, emergency planning
- basics of insurance
- individual insurance products, related legislation
- specialized products (eg weather insurance, D&O insurance, contamination insurance, etc.)
- reinsurance
- safety
- Damage and claims handling procedures
- Driver training and other training for specific groups of employees
- Trends in the domestic and foreign insurance markets
- familiarization with the company's insurance program
In this way we help you develop your knowledge of insurance and risk management. Teaching is provided by Eurovalley specialists, possibly in cooperat